HELLO FUTURE HOME OWNERS!

Thanks for taking the time to visit! You have likely come to the web site because you are interested in owning your own home, so...

If you want to skip the chitchat,  CLICK HERE TO GET STARTED 

If you're not sure if this is right for you at this time, please read on.

Let me introduce myself; I am Bruce Ogletree, with RE/MAX Masters. I live over by the Gaylord, having moved here in 1998. Maybe you've seen me driving around in my white van with the flying Realtor decal. I have been a licensed agent for just over 8 years. In fact, it was my move to Grapevine that led me to choose a career in real estate. I just love this place!

But enough about me. You have come here to explore the possibility of home ownership. So, here are just some of many advantages you can enjoy as a home-owner:

1. A place to call your own.

2. A private yard for play, gardening, and entertaining.

3. A garage and workshop.

4. Freedom from having to share walls, ceilings, and floors with neighbors.

5. Freedom from landlord rules and restrictions.

6. Freedom to change your space to suit your needs.

7. Accruing equity.

8. Taking advantage of tax breaks.

9. Getting more space for the same or less money, and saving a LOT of money in the long run.

Granted, item number 9 depends on a number of factors, but one thing is sure - at the end of 5 years of paying rent, you have nothing to show for it. After five years of home ownership under a standard mortgage loan, you will have accrued equity. You can use this equity to borrow against, toward the purchase of a new home, or just leave in place secure in the knowledge that your equity grows with every payment you make.

"Okay, owning a home might be a smart thing for me to do, but who can get a loan these days?" you may ask. "I need a 100% loan. Nobody's doing that these days are they?" you say. "Isn't this a bad time to get into the real estate market?" you wonder.

Thoughts such as these likely stem from the sensationalist media that have been making broad and, in my opinion, uninformed statements about the housing industry in general. The facts are, you can STILL get a 100% loan, and FHA will has CUT their 3% down-payment requirement to 1.5% (which can be taken care of using a down-payment assistance program, which are STILL available at this time). Add to that the fact that there are more foreclosures and "distressed properties" on the market than any time in recent history, and it all adds up to one simple, basic, fact: It is a GREAT time to buy a home if you intend to stay in it for 3 years or more, have reasonably good credit, and do so with the help of an experienced Realtor (that's me!) to help you avoid making costly mistakes.

"Alright, I'm on board, but I just don't have the time to dig up all my financial stuff right now, and I've heard so many bad stories about predatory lenders". Fair enough. The page you are about to visit is nice and simple. You will be asked some basic questions about your current financial situation and be given a chance to add some comments if you like. You will NOT be asked to surrender any information that could result in identity theft, and your information will NOT be shared with or sold to any outside parties. From this information, we will have a general idea of your overall creditworthiness, and can advise you accordingly. You have my personal guarantee that you will not be hounded, wheedled, cajoled, or otherwise pressured.

So, are you ready? Just CLICK HERE TO GET STARTED.

If you still have questions or would like to contact me for any reason, just contact me at 817-416-2635 or by email atbruce@bohomes.com. Thanks, and have a great day!